Flexible & Custom Loan Solutions
Tailor-made personal and business loan solutions with competitive interest rates, quick approvals, and transparent processing.
Home Loan
Flexible home loan solutions with competitive interest rates, quick approval and expert assistance. Secure your dream home with hassle-free processing.
Indicative Rate
Starting from 8.40% p.a.
Key Benefits
- Attractive interest rates with flexible tenure up to 30 years
- Easy and fast documentation with expert assistance
- No hidden charges or high administrative expenses
- Tax benefits on principal & interest repayments under Section 80C & 24
Documents Required
- PAN Card, Aadhaar Card, Passport size photos
- Last 3 months salary slips or Income Tax Returns (ITR)
- Bank statements for the last 6 months
- Title deeds and construction estimate paperwork
Eligibility Criteria
Salaried & Self-employed individuals. Age: 21 to 65 years. Stable monthly income.
Process Roadmap
Personal Loan
Instant personal loans with minimal documentation for medical, education, travel or personal requirements. Unsecured loan options to manage quick cash flow needs.
Indicative Rate
Starting from 10.50% p.a.
Key Benefits
- Collateral-free loan with zero security or mortgage needed
- Flexible repayment options ranging from 12 to 60 months
- Superfast disbursal within 24 to 48 hours of approval
- Completely digital online application and verification
Documents Required
- Identity proof (Aadhaar, Voter ID, Driving License)
- Address proof (Utility bill, Rent agreement)
- Last 3 months salary slips and bank statements
- Form 16 or current year ITR files
Eligibility Criteria
Salaried individuals with a reputed firm or self-employed professionals. CIBIL score: 750+. Age: 21 to 60 years.
Process Roadmap
Business Loan
Financial support for startups, SMEs and established businesses with customized loan solutions. Fuel your expansion, inventory purchasing, or working capital requirements.
Indicative Rate
Starting from 11.25% p.a.
Key Benefits
- Higher loan amounts up to Rs. 75 Lakhs without collateral
- Tailored solutions like overdraft facilities and term loans
- Helps scale up marketing, machinery buying, or hire talent
- Interest rate reductions for long-term prompt repayments
Documents Required
- Business registration papers (GST certificate, MSME)
- Last 2 years audited balance sheet & ITR files
- GST returns summary for the last 12 months
- Bank statements of the primary business account
Eligibility Criteria
Businesses active for at least 3 years. Positive net worth. Age of promoter: 25 to 65 years.
Process Roadmap
Mortgage Loan (LAP)
Unlock the value of your commercial or residential property through secured mortgage loans with attractive interest rates and longer tenures.
Indicative Rate
Starting from 9.00% p.a.
Key Benefits
- Access high value loan capital by leveraging existing property
- Significantly lower interest rates compared to personal loans
- Longer repayment tenure of up to 15 years for comfortable EMIs
- Retain full ownership and usage of the mortgaged property
Documents Required
- Property ownership papers and mother deeds
- Approved building plan & occupancy certificates
- ITR filings and audited financial sheets (Self-employed)
- ID & Address proofs of the property owners
Eligibility Criteria
Individuals owning self-occupied or commercial property. Regular income streams verified by tax receipts.
Process Roadmap
Balance Transfer
Transfer your existing high-interest loan to reduce your monthly EMI and interest burden with better financial flexibility and top-up loan options.
Indicative Rate
Saves up to 1.50% interest
Key Benefits
- Reduce your monthly financial burden with lower interest rates
- Get attractive top-up loans along with the balance transfer
- Flexible repayment options to match current cash flows
- Hassle-free takeover processing handled by our expert team
Documents Required
- Foreclosure letter from current financial institution
- List of documents held by the existing bank
- Last 12 months loan account repayment track sheet
- Standard KYC, salary slips, and bank statements
Eligibility Criteria
Active loan with clear repayment record for at least 12 months. Clean credit profile.