Insurance Solutions

Protect What Matters Most

Comprehensive insurance solutions designed to secure your family, health, assets, and future at every stage of life.

Family Protection

Life Insurance

Secure your family's financial future and achieve your long-term financial goals. Plan for wealth creation, tax savings, and comprehensive life coverage.

Key Benefits

  • Financial security for dependents in case of unexpected events
  • Disciplined wealth creation and long-term savings strategies
  • Tax benefits under Section 80C of the Income Tax Act
  • Flexibility in premium payments (Monthly, Quarterly, Annually)

Core Features

  • High sum assured multipliers for young individuals
  • Option to add critical illness and accidental death riders
  • Maturity bonuses and loyalty additions on policy survival
  • Loan availability against selected traditional insurance plans

Standard Eligibility Guidelines

Minimum Entry Age: 18 Years
Maximum Entry Age: 65 Years
Maturity Age: Up to 100 Years (Whole Life Option)
Medical Cover

Health Insurance

Protect yourself and your family from rising medical costs and ensure peace of mind. Covers hospitalization, pre & post treatments, and critical care expenses.

Key Benefits

  • Cashless hospitalization at 10,000+ network hospitals in India
  • Safeguard your savings from unexpected medical emergencies
  • Tax exemption on health premiums under Section 80D
  • Add-on covers like maternity benefits and OPD care

Core Features

  • Comprehensive inpatient hospitalization cover
  • No Claim Bonus (NCB) up to 100% of sum insured
  • Restoration benefit which recharges sum assured if exhausted
  • Pre & Post hospitalization coverage (up to 60/90 days)

Standard Eligibility Guidelines

Minimum Entry Age: 91 Days (with parents) / 18 Years (Proposer)
Maximum Entry Age: No limit (Lifelong Renewability)
Families covered: Self, Spouse, Children, Parents
High Sum Assured

Term Insurance

Affordable life cover that secures your family's financial future in your absence. Get maximum coverage for the lowest premium.

Key Benefits

  • High insurance coverage at extremely economical premium rates
  • Immediate financial cushion to settle outstanding liabilities/loans
  • Income tax relief under Section 80C for premium paid
  • Peace of mind knowing your dependents are fully protected

Core Features

  • Sum assured payable as lump sum, monthly income or hybrid
  • Add-on riders like Waiver of Premium (WOP) on disability
  • Return of Premium (TROP) option available on survival
  • Special discounts on premium for non-smokers and women

Standard Eligibility Guidelines

Minimum Entry Age: 18 Years
Maximum Entry Age: 65 Years
Policy Tenure: 5 Years to 40 Years (or up to age 85/100)
Future Milestones

Child Education Plan

Give your child the financial support needed for higher education and future milestones. A perfect blend of disciplined savings and insurance protection.

Key Benefits

  • Guaranteed payouts at crucial academic milestones
  • Waiver of Premium ensures education goes uninterrupted
  • Dual benefit of wealth accumulation and life cover protection
  • Helps beat inflation in education costs over time

Core Features

  • Periodic milestone payouts designed for college fees
  • Choice of investment funds (Equity, Debt or Balanced)
  • Systematic partial withdrawals allowed in later years
  • Flexible payment modes suited to parents' cash flow

Standard Eligibility Guidelines

Minimum Entry Age of Parent: 18 Years
Maximum Entry Age of Parent: 55 Years
Target Child Age: 0 to 15 Years
Pension Strategy

Retirement Plan

Create a steady retirement income and enjoy financial independence after retirement. Accumulate wealth systematically during your working years.

Key Benefits

  • Ensure steady regular monthly pension in your senior years
  • Financial independence without depending on children
  • Tax benefits on premium paid and tax-free commutation
  • Beat standard inflation through compounding growth

Core Features

  • Choice between Deferred Annuity and Immediate Annuity
  • Systematic Investment Plan (SIP) or single premium options
  • Guaranteed additions for initial years of the policy
  • Annuity options with return of purchase price to heirs

Standard Eligibility Guidelines

Minimum Entry Age: 18 Years (Deferred) / 30 Years (Immediate)
Maximum Entry Age: 70 Years
Vesting (Pension Start) Age: 40 Years to 80 Years
Parents Health

Senior Citizen Insurance

Specially designed health plans for parents and senior citizens with comprehensive medical coverage. Get cashless treatment, lifelong renewability, and financial security during emergencies.

Key Benefits

  • Covers pre-existing diseases with shorter waiting periods
  • Cashless treatments at leading multi-specialty hospitals
  • Ensures seniors do not face financial stress for healthcare
  • Premium qualifies for special tax exemptions under Sec 80D

Core Features

  • No pre-policy medical check-up required for selected plans
  • Covers day care procedures, ambulance charges and organ donor costs
  • Lifelong renewability guaranteed
  • Options with lower co-payment percentages

Standard Eligibility Guidelines

Minimum Entry Age: 60 Years
Maximum Entry Age: 80 Years / No Limit (depending on product)
Renewal: Lifelong
Unlimited Health

Unlimited Sum Assured Cover

We offer health insurance plans with Unlimited Sum Assured through eligible products. Enjoy continued protection even during major medical emergencies, ensuring you never run out of cover.

Key Benefits

  • Ultimate peace of mind for rare and high-cost critical treatments
  • Unlimited recharge of cover for unrelated illnesses
  • No worry of medical inflation depleting your policy limit
  • Extensive global coverage options often included

Core Features

  • Unlimited automatic restoration of sum assured
  • Covers advanced treatments like robotic surgeries and biological therapies
  • Cashless treatment at premium tier-1 hospitals
  • Complimentary annual comprehensive health checkups

Standard Eligibility Guidelines

Minimum Entry Age: 18 Years (Proposer)
Maximum Entry Age: 65 Years
Available for Individuals and Families (Floating cover)
Vehicle Protection

Motor Insurance

Protect your car or bike against accidents, theft, fire, floods, and third-party liabilities. Enjoy quick claim assistance, cashless garage facilities, and hassle-free renewals.

Key Benefits

  • Mandatory legal compliance for Third Party damage liability
  • Cashless repair services across authorized garage networks
  • Personal Accident cover included for the owner-driver
  • Immediate digital policy generation and instant renewals

Core Features

  • Own Damage (OD) coverage against natural & man-made disasters
  • No Claim Bonus (NCB) discount of up to 50% on renewals
  • Add-on covers like Zero Depreciation, Engine Protect & RSA
  • Quick video claims settlement via mobile app

Standard Eligibility Guidelines

Valid registration certificate (RC) of the vehicle
Current active insurance policy (for renewal transfers)
Owner must possess a valid driving license